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165 Margaret Street, Meaford, ON N4L 1B5

4 beds · 4 baths · 1 kitchen · 14 rooms · 4 parking spaces · 2000-2500 sq ft · Laundry on the lower level level · Detached
$699,000
Property tax
$4,756 / year

Perfectly located 4 bedroom family home within walking distance to school, swimming pool, baseball park, and downtown shopping, dining and entertainment. One block from the Georgian Trail with easy access to the Marina and Georgian Bay. The generous yard (220 feet deep) is perfect for nights spent by the bonfire or planting a vegetable garden. Outdoor living on the expansive deck is a must - complete with a hot tub! The main floor principal rooms are spacious and welcoming with ample natural light. Central kitchen with separate pantry joins seamlessly with the dining area, breakfast nook and convenient to the rear deck . 3 large bedrooms on the upper level, with new carpet installed, a primary bedroom with large walk in closet and a lovely 5pc ensuite. Main 4pc bathroom and a bonus office/nursery/storage space complete the upper level. Downstairs, a 4th bedroom and 3pc bath with family room and laundry. The lower level is also wired and plumbed for a second kitchen making this an ideal opportunity for multi-generational living.

MLS number
X13760524
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N4L 1B5
Photos
40
Laundry
Lower Level level
4days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Georgian Bay Community School
Bluewater DSB
Elementary1.2 km4.8 / 10
48% met the standard
Georgian Bay Community School Secondary School
Bluewater DSB
Secondary1.2 km6.8 / 10
68% met the standard · 2 of 6 measures
Free Spirit Forest and Nature SchoolElementary1.5 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Meaford211 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$529k$689k$849k20252026this home’s asking price
$733klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
92%96%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d35d71d20252026
46dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in meaford. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 447 people.

$74,000Median household income
90.2%Own their home
95%Detached houses
49.2Median age
6.2%Born outside Canada
20%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35420243 — the few blocks around this address, home to 447 people. It describes the area, not this property.

447Population
47.2Average age
2.2Household size
$97,000Average household income
$74,000Median household income
90%Own their home
10%Rent
0%Condominiums
6%Born outside Canada
20%University degree
$572,000Average home value
13%Low income
77%Not in the labour force
21%Never married
Under $5,0002%
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9992%
$40,000 to $44,9996%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9994%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9996%
$100,000 and over22%
$100,000 to $124,9997%
$125,000 to $149,9997%
$150,000 to $199,9997%
$200,000 and over2%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,800 · minimum here is $44,900
$3,095.02per month
Borrowed before insurance$559,200
Total borrowed$559,200
Interest over 25 years at 4.5%$369,306

If you rented it out

-$3,491.35per month out of pocket
Rent$0.00
Everything it costs to hold$3,491.35
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Locations North. Listing data provided by the Toronto Regional Real Estate Board.