Homula Realty Brokerage
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103 Mcdonald Road, Alnwick/Haldimand, ON K0K 2G0

1+2 beds · 2 baths · 1 kitchen · 4+3 rooms · 12 parking spaces · 1100-1500 sq ft · Laundry on the main level level · Detached
$999,990
Property tax
$4,603 / year

If you live for the outdoors, this place is built for you! Located in the heart of the community of Centreton, right down the road from the trail networks of the Northumberland County Forest. 103 McDonald Rd is the ultimate home base for mountain biking, ATVing, dirt biking, and hiking. The massive 30'x40' insulated workshop (built in 2023) gives you proper room for every toy, project, and piece of gear. It comes fully equipped with 100-amp power, gas heat, running water, loft storage, rough-in for a bath, and front and rear overhead doors for easy drive-in access.The main house strikes a great balance between its original 1870 character and high-end updates. The main floor features a spacious primary bedroom with high privacy windows and direct access to a spa semi-ensuite complete with heated floors, a freestanding massage tub, granite vanity, and illuminated mirror.The custom kitchen stands out with an 8 ft live-edge island, granite counters, copper farmhouse sink, and a full butler's pantry with quartz counters and a wet bar. The second main floor bathroom includes main floor laundry with an enamel cast-iron sink and butcher block counters.Out back, the fully fenced yard offers a heated saltwater inground pool (2023), cedar gazebo, raised vegetable beds, perennial gardens, and garden shed.Key upgrades include Cape Cod siding with rigid insulation, a metal roof on both the house and garage, natural gas furnace, wood stove, central air, 200-amp electrical, UV water filtration system, security cameras, and fibre internet.Great location just 20 minutes to Cobourg and Highway 401 and 45 minutes to Peterborough.

MLS number
X13761200
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0K 2G0
Photos
37
Laundry
Main Level level
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Rural Alnwick/Haldimand — 129 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$561k$785k$1.01M20252026this home’s asking price
$685klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
95%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d36d73d20252026
34dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in rural alnwick/haldimand. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 488 people.

$103,000Median household income
88.6%Own their home
97.1%Detached houses
47.6Median age
4.4%Born outside Canada
11.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35140205 — the few blocks around this address, home to 488 people. It describes the area, not this property.

488Population
43.9Average age
2.8Household size
$109,000Average household income
$103,000Median household income
89%Own their home
11%Rent
0%Condominiums
4%Born outside Canada
11%University degree
$760,000Average home value
4%Low income
78%Not in the labour force
23%Never married
$20,000 to $24,9992%
$40,000 to $44,9992%
$45,000 to $49,9994%
$50,000 to $59,9992%
$60,000 to $69,9994%
$70,000 to $79,9994%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over35%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,99910%
$200,000 and over10%

Percentages are of the 255 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$199,998 · minimum here is $74,999
$4,427.74per month
Borrowed before insurance$799,992
Total borrowed$799,992
Interest over 25 years at 4.5%$528,330

If you rented it out

-$4,811.32per month out of pocket
Rent$0.00
Everything it costs to hold$4,811.32
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal LePage Frank Real Estate. Listing data provided by the Toronto Regional Real Estate Board.