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257 MCQUAY Road, Stone Mills, ON K0K 3N0

6 beds · 3 baths · 1 kitchen · 15 rooms · 12 parking spaces · 3000-3500 sq ft · Laundry on the upper level level · Detached
$1,200,000
Property tax
$6,916 / year

An exceptional opportunity to own a true working farm - over 100 acres of land complete with a recently updated 6 bedroom, 3 bath farmhouse, a full barn, and an impressive collection of outbuildings. Whether you're a farmer, hobbyist, or family seeking space and self-sufficiency, this property delivers. The traditional farmhouse offers over 3,000 square feet of comfortable living space. The main level features separate living and family rooms, a formal dining area, 2 bedrooms, and a full bathroom. Upstairs you'll find 4 more bedrooms, 2 bathrooms, and bonus storage rooms. Extensive updates include a new kitchen with stone countertops, double wall oven, and cooktop, along with refreshed bathrooms, updated electrical with pot lights, new flooring, fresh paint, and more. Mechanical upgrades include a propane furnace, central air, and vinyl windows for year-round comfort and efficiency. Outside, the outbuildings are second to none. A large workshop, detached garage, multiple storage buildings, a full barn with hay storage, a large chicken coop, a dedicated meat shop, an equipment drive shed, and more provide everything needed to run a productive operation or pursue any hobby imaginable. The land itself is equally impressive, featuring multiple gardens, fruit trees, fencing, and predominantly large open fields ready for crops, livestock, or your own vision. It's a rare combination of updated comfort and true working-farm functionality. Best of all, location doesn't compromise the lifestyle. You're only 30 minutes from Kingston and just 20 minutes north of the 401, keeping shopping, amenities, and highway access easily within reach. Farm properties of this size, condition, and versatility rarely come to market. This one is a must see.

MLS number
X13761670
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
K0K 3N0
Photos
50
Laundry
Upper Level level
5days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in 63 - Stone Mills166 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$435k$825k$1.22M20252026this home’s asking price
$540klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d36d73d20252026
33dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in 63 - stone mills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 648 people.

$102,000Median household income
93.5%Own their home
95.7%Detached houses
40.8Median age
5.3%Born outside Canada
16%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35110072 — the few blocks around this address, home to 648 people. It describes the area, not this property.

648Population
40.4Average age
2.8Household size
$121,000Average household income
$102,000Median household income
94%Own their home
7%Rent
0%Condominiums
5%Born outside Canada
16%University degree
$448,000Average home value
7%Low income
48%Not in the labour force
19%Never married
$20,000 to $24,9991%
$35,000 to $39,9993%
$45,000 to $49,9991%
$50,000 to $59,9993%
$60,000 to $69,9994%
$70,000 to $79,9997%
$80,000 to $89,9994%
$90,000 to $99,9994%
$100,000 and over35%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,99910%
$200,000 and over7%

Percentages are of the 340 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$240,000 · minimum here is $95,000
$5,313.34per month
Borrowed before insurance$960,000
Total borrowed$960,000
Interest over 25 years at 4.5%$634,002

If you rented it out

-$5,889.67per month out of pocket
Rent$0.00
Everything it costs to hold$5,889.67
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX FINEST REALTY INC., BROKERAGE. Listing data provided by the Toronto Regional Real Estate Board.