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35 Fire Rte 75D, Havelock-Belmont-Methuen, ON K0L 1Z0

4 beds · 1 bath · 1 kitchen · 8 rooms · 10 parking spaces · 700-1100 sq ft · Detached
$1,150,000
Property tax
$4,305 / year

Welcome to 35 Fire Route 75D on Lake Kasshabog, your turnkey playground with all the amenities you could dream of and plenty of space for friends and family! This four-season home or cottage was fully renovated in 2011. The perfect mix of modern luxury and cottage comfort. Showcasing the coveted elevated view which can be enjoyed from; the outdoor dining area (screened in from nature's friends), from the cozy hot tub built into the deck, or from the expansive fire pit area waiting for sounds of your stories and laughter. Inside, this fully furnished 4-bedroom home offers 1,090 square feet, equipped with laundry, 200 amp service, a forced-air furnace, and air conditioning for year-round comfort. Situated on a deep lot with 107 feet of frontage, and maintained road access, this is the ultimate low-maintenance retreat. Beautiful armour stone stairs comfortably lead you to your waterfront oasis where you'll find deep clean weed-free swimming right off the dock. You'll love the extensive composite decking, with multiple boat slips and a low maintenance cantilever dock not to mention brand-new water-side shed for all your water toys and life jackets, and don't miss the incredible viewing deck to take in the endless beauty of this lake!

MLS number
X13762304
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
1
Postal code
K0L 1Z0
Photos
40
2days · this listing
2days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$230,000 · minimum here is $90,000
$5,091.95per month
Borrowed before insurance$920,000
Total borrowed$920,000
Interest over 25 years at 4.5%$607,585

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$3,533.70per month out of pocket
Rent$1,917.00
Everything it costs to hold$5,450.70
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Royal Lepage Proalliance Realty. Listing data provided by the Toronto Regional Real Estate Board.