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1070 Grass Lake Road, Kearney, ON P0A 1M0

4 beds · 3 baths · 1 kitchen · 15 rooms · 6 parking spaces · 2000-2500 sq ft · Detached
$849,900
Property tax
$5,362 / year

The summer may be coming to an end, but the fun at the lake doesn't have to! As the days of summer fade, Grass Lake comes alive in a spectacular display of autumn colour. Imagine waking up to breathtaking lake views surrounded by brilliant reds, oranges, and golden yellows as the leaves change-making every morning feel like a postcard. Fall brings its own special kind of magic to the waterfront, with crisp mornings, peaceful evenings, and the beauty of nature right outside your door. And when winter arrives, the adventure continues with snow-covered landscapes, snowmobiling, and cozy evenings by the lake. Offered by the original owner, this meticulously maintained 4-bedroom, 3-bath year-round home sits on a private 1+ acre lot with 150 feet of south-facing shoreline and a sandy, child-friendly beach-perfect for swimming, boating, fishing and relaxing by the water. Tucked near the end of a quiet municipally maintained road, the property offers privacy with convenient year-round access. Grass Lake connects directly to Loon Lake, providing miles of boating, exploration and outdoor adventure throughout the beautiful Almaguin Highlands. With over 2,200 sq. ft. of finished living space, this bright and spacious home features expansive windows with stunning lake views, open-concept living and dining areas, and a large eat-in kitchen ideal for family gatherings. Hardwood and ceramic flooring add warmth and timeless appeal.The primary suite features a private 3-piece ensuite, while three additional bedrooms provide plenty of space for family and guests. The finished lower level offers additional living space, storage and laundry. Enjoy the outdoors from the expansive lakeside deck spanning the home, complete with a hot tub overlooking the peaceful waterfront. A detached two-bay garage offers excellent storage for vehicles, boats and recreational equipment, while the charming bunkie provides additional accommodations for family and friends.Nearby ATV and snowmobile trails

MLS number
X13763592
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
P0A 1M0
Photos
47
Laundry
Not in the unit
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 5 times.

Sale history is for registered usersSee what this address sold for and when, across all 5 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 974 people.

$68,000Median household income
92.4%Own their home
95.7%Detached houses
58.4Median age
7.7%Born outside Canada
13.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35490179 — the few blocks around this address, home to 974 people. It describes the area, not this property.

974Population
52.2Average age
2.1Household size
$80,800Average household income
$68,000Median household income
92%Own their home
8%Rent
4%Condominiums
8%Born outside Canada
14%University degree
$558,000Average home value
15%Low income
16%Never married
$5,000 to $9,9991%
$10,000 to $14,9992%
$15,000 to $19,9992%
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over23%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over3%

Percentages are of the 570 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$169,980 · minimum here is $59,990
$3,763.17per month
Borrowed before insurance$679,920
Total borrowed$679,920
Interest over 25 years at 4.5%$449,032

If you rented it out

-$4,210.01per month out of pocket
Rent$0.00
Everything it costs to hold$4,210.01
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE SIGNATURE REALTY. Listing data provided by the Toronto Regional Real Estate Board.