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422 Balsam Chutes Road, Huntsville, ON P0B 1L0

2 beds · 2 baths · 1 kitchen · 6 rooms · 8 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$679,900
Property tax
$2,853 / year

Welcome to 422 Balsam Chutes Road, where thoughtful design meets easy Muskoka living. Set on a private, level 0.74-acre lot surrounded by nature, this custom 2-bedroom, 2-bathroom bungalow offers the peace and privacy of country living while keeping both Huntsville and Bracebridge just 15 minutes away. Designed with comfort and accessibility in mind, the home features a flat approach, minimal-step entry and extra-wide doorways, making it an excellent option for retirees, downsizers or those seeking mobility-friendly, one-level living. Inside, soaring cathedral ceilings and exposed BC fir beams bring warmth and character to the bright, open living space. Custom-built using Thermapan Structural Insulated Panels (SIPs), the home combines a highly insulated building envelope with radiant in-floor heating and an on-demand water heater for efficient, comfortable year-round living. Outside, enjoy the level natural setting and a separate bunkie offering additional space for guests, hobbies or storage. Muskoka recreation is all around you, with access to the Muskoka River nearby, Fawn Lake approximately 5 minutes away and Port Sydney Beach on beautiful Mary Lake approximately 10 minutes from your door. High-speed fibre internet makes working from home easy, while school bus pickup is available along the road. Annual road association fees of approximately $678 include road maintenance, snow removal and garbage pickup. Whether you're looking for a full-time Muskoka home, retirement retreat or four-season escape, 422 Balsam Chutes offers a rare combination of privacy, accessibility, efficiency and location.

MLS number
X13763998
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
P0B 1L0
Photos
41
Laundry
Main Level level
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Huntsville545 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$609k$689k$768k20252026this home’s asking price
$740klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d32d65d20252026
27dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in huntsville. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 689 people.

$87,000Median household income
94.3%Own their home
45.2Median age
6.6%Born outside Canada
20.8%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440191 — the few blocks around this address, home to 689 people. It describes the area, not this property.

689Population
43.4Average age
2.5Household size
$119,000Average household income
$87,000Median household income
94%Own their home
6%Rent
0%Condominiums
7%Born outside Canada
21%University degree
$600,000Average home value
10%Low income
49%Not in the labour force
17%Never married
Under $5,0003%
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9996%
$70,000 to $79,9995%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9998%
$150,000 to $199,9998%
$200,000 and over6%

Percentages are of the 400 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$135,980 · minimum here is $42,990
$3,010.45per month
Borrowed before insurance$543,920
Total borrowed$543,920
Interest over 25 years at 4.5%$359,215

If you rented it out

-$3,248.20per month out of pocket
Rent$0.00
Everything it costs to hold$3,248.20
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by eXp Realty. Listing data provided by the Toronto Regional Real Estate Board.