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4916 Muskoka Rd 169 Road 7, Muskoka Lakes, ON P0C 1H0

6 beds · 6 baths · 1 kitchen · 12 rooms · 7 parking spaces · 3000-3500 sq ft · Detached
$5,595,000
Property tax
$12,847 / year

Autumn's finest opportunity has just arrived at this Southern Lake Joe Jewel. Set within the highly coveted Foots Bay corridor, this exceptional family cottage package delivers the trifecta of privacy, prestige and spectacular island dotted views. With 288 ft. of pristine shore, a charming principal 4 bdrm. lakehouse, newer 2 bedroom guest cottage - 6 bedrooms & 6 bathrooms in total, this is a Lake Joe offering built for generations of family and friends. The principal cottage is wonderfully positioned amongst century pines, flowing gardens and generous lawns, with beautiful lake and drive-side curb appeals. Inside, warm knotty pine and timeless Muskoka character blend effortlessly with tasteful modern updates. The spacious living room centres around a dramatic floor-to-ceiling stone fireplace and opens to the ever classic Muskoka Room and dining area, where walls of windows capture postcard perfect lake Joe views. Four generous bedrooms with ensuites, updated kitchen and laundry spaces, and a lakeside stone cocktail terrace with hot tub make this a superb and seamlessly inviting year round retreat. And then there is the incredibly private 288' of shoreline idyllically dotted with toddler friendly sandy waters leading to a "Sterling Point" 2-slip boathouse complete with sun lounging decks and bar servery. Truly, these are the waters great Muskoka shores are made of. The 2 bedroom winterized guest cottage adds an effortlessly chic Lake Joe vibe with shiplap interiors affording stylish overflow accommodation for extended family and guests. An additional outbuilding offers space for a gym, studio or craft room, while a generator and many furnishings make this offering remarkably turnkey. Just 2 hours from Toronto, this is a special opportunity to step into one of Lake Joe's most desirable locales close to Ports Sandfield & Carling. With outstanding private views, and many of the comforts modern lakelife wishes plus cool outdoor shower - this is THE WIN.

MLS number
X13764630
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
6
Postal code
P0C 1H0
Photos
42
Laundry
Not in the unit
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Muskoka Lakes331 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$837k$3.26M$5.69M20252026this home’s asking price
$1.11Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in muskoka lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$1,119,000 · minimum here is $1,119,000
$24,773.45per month
Borrowed before insurance$4,476,000
Total borrowed$4,476,000
Interest over 25 years at 4.5%$2,956,035

If you rented it out

-$25,844.03per month out of pocket
Rent$0.00
Everything it costs to hold$25,844.03
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Chestnut Park Real Estate. Listing data provided by the Toronto Regional Real Estate Board.