Homula Realty Brokerage
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4 Otterview Drive, Norwich, ON N0J 1R0

3+1 beds · 2 baths · 1 kitchen · 10+3 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the main level level · Detached
$898,800
Property tax
$4,659 / year

Located in the heart of Otterville, this well-maintained 4-bedroom, 2-bathroom home offers comfortable living in one of Oxford County's most desirable small-town communities. The bright living room, kitchen, and dining area flow seamlessly to the rear porch, overlooking mature trees and beautifully landscaped grounds. The main floor features a spacious primary bedroom with ensuite, along with two additional bedrooms and a full bathroom, providing flexibility for families, retirees, or those seeking convenient main-floor living. The finished basement expands the living space with a large rec room, a fourth bedroom, a bathroom rough-in, and an oversized utility and storage area. The laundry room has the third bathroom located next to the outside back door. Outside, the property has been thoughtfully maintained and offers plenty of space to relax and enjoy the outdoors. Additional features include an in-ground lawn irrigation system and an invisible fence, adding both convenience and functionality to the property. Ideally situated close to parks, walking trails, and local amenities, this home offers the perfect opportunity to enjoy the welcoming lifestyle and strong sense of community that make Otterville such a sought-after place to call home.

MLS number
X13766658
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
N0J 1R0
Photos
26
Laundry
Main Level level
5days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Norwich — 168 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$614k$759k$904k20252026this home’s asking price
$620klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d20d41d20252026
29dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in norwich. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,760 · minimum here is $64,880
$3,979.69per month
Borrowed before insurance$719,040
Total borrowed$719,040
Interest over 25 years at 4.5%$474,868

If you rented it out

-$4,367.94per month out of pocket
Rent$0.00
Everything it costs to hold$4,367.94
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX a-b Realty Ltd Brokerage. Listing data provided by the Toronto Regional Real Estate Board.