Homula Realty Brokerage
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18 Foley Street, Haldimand, ON N0A 1P0

2 beds · 1 bath · 1 kitchen · 6 rooms · 4 parking spaces · 700-1100 sq ft · Laundry on the main level level · Detached
$399,900
Property tax
$2,133 / year

Enjoy year-round living in beautiful Lake Erie cottage country! Tucked away on a quiet lane just steps from the water in Selkirk, this charming 4-season home features 2 bedrooms and 1 bathroom in the main layout, warmed by a cozy electric fireplace perfect for chilly winter evenings. Enjoy a spacious 4 season sunroom addition at the rear, currently serving as a bright second living room with a direct walkout to the private backyard patio and hot tub! Maximize your space with an independent, detached Bunkie for hosting extra guests, plus 2 spacious sheds providing ample storage for beach gear. Fully equipped for full-time occupancy with an independent water cistern system (including a water softener treatment) and an on-site waste holding tank. Embrace peaceful country living with the lake practically at your doorstep! Buyer to verify all room sizes and lot dimensions.

MLS number
X13766710
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
1
Postal code
N0A 1P0
Photos
48
Laundry
Main Level level
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Haldimand520 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$392k$602k$813k20252026this home’s asking price
$688klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in haldimand. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 447 people.

$69,000Median household income
85.4%Own their home
97.6%Detached houses
51.6Median age
9.2%Born outside Canada
9.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35280222 — the few blocks around this address, home to 447 people. It describes the area, not this property.

447Population
45.6Average age
2.2Household size
$70,500Average household income
$69,000Median household income
85%Own their home
15%Rent
0%Condominiums
9%Born outside Canada
10%University degree
$452,000Average home value
11%Low income
90%Not in the labour force
20%Never married
$10,000 to $14,9992%
$20,000 to $24,9994%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9996%
$50,000 to $59,9997%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over22%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9994%
$200,000 and over2%

Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$79,980 · minimum here is $19,995
$1,770.67per month
Borrowed before insurance$319,920
Total borrowed$319,920
Interest over 25 years at 4.5%$211,281

If you rented it out

-$1,948.42per month out of pocket
Rent$0.00
Everything it costs to hold$1,948.42
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REALTY WORLD LEGACY. Listing data provided by the Toronto Regional Real Estate Board.