1016 Mill Street, Muskoka Lakes, ON P0C 1A0
- Property tax
- $1,440 / year
Welcome to the heart of Bala, where cottage-country charm meets unbeatable convenience. Set on a spacious corner lot just steps from downtown, this beautiful 2-bedroom, 1-bath home offers the perfect opportunity for year-round living, a weekend retreat, or an investment in one of Muskoka's most sought-after communities. Leave the car behind and enjoy everything Bala has to offer within walking distance, grab coffee or dinner at local restaurants, browse the shops, spend the day on Lake Muskoka or the Moon River, launch your boat from the nearby public boat launch, or catch live music at the iconic Kee to Bala. This is Muskoka living at its most convenient. Inside this home offers a warm and inviting interior with a bright open-concept living space filled with natural light. The spacious mudroom and laundry area provides plenty of room for coats, boots, and cottage gear, while the cozy layout makes the home feel comfortable and welcoming in every season. Outside, the private backyard offers plenty of space for entertaining, relaxing around the fire pit, or enjoying summer evenings under the trees. The detached garage provides additional storage or workshop potential, and there's extra room for your boat, trailer, or recreational toys. Whether you're looking to enjoy Bala's vibrant waterfront lifestyle or invest in a prime Muskoka location, this move-in-ready home is an opportunity you won't want to miss.
- MLS number
- X13766836
- Type
- Detached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- P0C 1A0
- Photos
- 35
- Laundry
- Main Level level
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- Bungalow
- Class
- Residential Freehold
- Fronting on
- North
- Community
- Medora
- Municipality
- Muskoka Lakes
- Cross street
- Highway 169 to River Street to Mill Street
- Zoning
- RU
Inside
- Bedrooms
- 2
- Bedrooms above grade
- 2
- Bathrooms
- 1
- Washrooms
- 1
- Kitchens
- 1
- Rooms above grade
- 6
- Basement
- None
- Laundry
- Main Level
- Size
- 700-1100
Building
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
Parking
- Garage
- Detached
- Covered spaces
- 1
- Driveway spaces
- 2
- Total parking
- 3
- Features
- Private Double
Land
- Lot
- 70 × 90 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- None
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- No
- Cable
- Available
Features
- Property
- Beach, Golf, Lake/Pond, Marina, Park, Campground
- Interior
- Sump Pump, Primary Bedroom - Main Floor
- Exterior
- Deck, Year Round Living, Recreational Area
Listing
- MLS number
- X13766836
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-10
- Expires
- 2027-03-10
- Taxes
- $1,440 (2026)
- Board
- One Point Association of REALTORS
Listing history
This address has been listed 2 times.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
H-Value
The market around this home
Detached houses in Muskoka Lakes — 331 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in muskoka lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 746 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35440223 — the few blocks around this address, home to 746 people. It describes the area, not this property.
Percentages are of the 500 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.