Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

Address withheld at the seller’s request

2 baths · Sale Of Business
$3,099,000
MLS number
X13767850
Type
Sale Of Business
Status
Active
Bedrooms
—
Bathrooms
2
Postal code
Withheld
Photos
50
Property tax
$14,555 / year
1days · this listing
1days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

The seller withheld the addressNo map, nearby schools or school boundaries are shown, because all of them would reveal roughly where the home is.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 412 people.

$95,000Median household income
87.1%Own their home
76.7%Detached houses
41.2Median age
35.2%Born outside Canada
11.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35250547 — the few blocks around this address, home to 412 people. It describes the area, not this property.

412Population
41.4Average age
2.7Household size
$100,000Average household income
$95,000Median household income
87%Own their home
13%Rent
0%Condominiums
35%Born outside Canada
11%University degree
$620,000Average home value
5%Low income
67%Not in the labour force
32%Never married
$30,000 to $34,9995%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9997%
$60,000 to $69,9992%
$70,000 to $79,9992%
$80,000 to $89,9992%
$90,000 to $99,9995%
$100,000 and over33%
$100,000 to $124,99912%
$125,000 to $149,99912%
$150,000 to $199,9997%
$200,000 and over5%

Percentages are of the 210 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$619,800 · minimum here is $619,800
$13,721.70per month
Borrowed before insurance$2,479,200
Total borrowed$2,479,200
Interest over 25 years at 4.5%$1,637,310

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$9,769.62per month out of pocket
Rent$5,165.00
Everything it costs to hold$14,934.62
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by MICHAEL ST.JEAN REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.