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138 Main Street, Woodstock, ON N4S 1S9

3 beds · 1 bath · 1 kitchen · 4 rooms · 2 parking spaces · 700-1100 sq ft · Semi-Detached
$424,000
Property tax
$2,221 / year

Welcome to 138 Main Street-an inviting 3-bedroom semi-detached,freehold home perfect for first-time buyers or those looking to downsize. No condo fees, just a lovely home to start building equity in! Bright and versatile main floor offers a comfortable living area with space for a formal dining area, all finished with new vinyl plank flooring and tasteful décor. The updated kitchen features a new backsplash, countertops, and refreshed cabinetry and a bedroom completing the main floor. Upstairs you'll find two bedrooms and a 4-piece bath. The partially finished lower level adds flexible space for a rec room and workout area, plus a large laundry room with abundant storage. Outside, the fully fenced, extra-deep backyard is a standout-complete with a patio, shed, firepit area, and plenty of room for kids, pets, and even a future pool. Additional highlights-Private driveway with parking for up to 3 cars, Freshly painted throughout, Durable 25-year steel roof, Quick access to major highways, shopping, and amenities. Move-in ready and full of potential-don't miss this charming home sweet home!

MLS number
X13768204
Type
Semi-Detached
Status
Active
Bedrooms
3
Bathrooms
1
Postal code
N4S 1S9
Photos
38
1days · this listing
98days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

98 days on the market across 3 listings
This listing shows 1 day on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Holy Family School
London District Catholic School Board
Elementary1.0 km7.6 / 10
76% met the standard
Central Public School
Thames Valley DSB
Elementary1.1 km5.5 / 10
55% met the standard
Woodstock Collegiate Institute
Thames Valley DSB
Secondary1.3 km7.1 / 10
71% met the standard · 2 of 6 measures
Southside Public School
Thames Valley DSB
Elementary1.3 km7.4 / 10
74% met the standard
St Patrick's School
London District Catholic School Board
Elementary1.4 km6.9 / 10
69% met the standard
Northdale Public School
Thames Valley DSB
Elementary2.1 km5.8 / 10
58% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 564 people.

$66,500Median household income
62.3%Own their home
56.6%Detached houses
42.8Median age
6.5%Born outside Canada
7.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35320330 — the few blocks around this address, home to 564 people. It describes the area, not this property.

564Population
41.5Average age
2.2Household size
$80,000Average household income
$66,500Median household income
62%Own their home
38%Rent
0%Condominiums
7%Born outside Canada
8%University degree
$412,000Average home value
11%Low income
65%Not in the labour force
28%Never married
$15,000 to $19,9993%
$20,000 to $24,9993%
$25,000 to $29,9994%
$30,000 to $34,9994%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9999%
$60,000 to $69,9996%
$70,000 to $79,9994%
$80,000 to $89,9994%
$90,000 to $99,9996%
$100,000 and over24%
$100,000 to $124,99910%
$125,000 to $149,9997%
$150,000 to $199,9994%
$200,000 and over1%

Percentages are of the 340 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$84,800 · minimum here is $21,200
$1,877.38per month
Borrowed before insurance$339,200
Total borrowed$339,200
Interest over 25 years at 4.5%$224,014

If you rented it out

Monthly rent starts from the median of recent 3-bedroom leases in Woodstock. Change it to anything you like.

$287.54per month left over
Rent$2,350.00
Everything it costs to hold$2,062.46
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Century 21 Heritage House Ltd Brokerage. Listing data provided by the Toronto Regional Real Estate Board.