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19B West Street N 301, Kawartha Lakes, ON K0M 1N0

2 beds · 2 baths · 1 kitchen · 5 rooms · 1 parking space · 1200-1399 sq ft · Condo Apartment
$629,000

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$628 / month
Property tax
$4,542 / year
Included in the fee
Common Elements, Building Insurance, Parking

2 bed, 2 bath COMPLETELY FURNISHED 1237 sq. ft. west facing condo at the Fenelon Falls Club on the shores of Cameron Lake. Exceptional value at $510 per sq. ft. $37,000 in upgrades including gas fireplace, gas stove, upgraded cabinetry and extra potlighting. 20' wide balcony with (2) walk-outs and gas bbq hookup. Exclusive amenities include clubhouse, gym, outdoor pool, tennis/pickle ball courts, dog wash. Magnificent sunset views. Short stroll to Fenelon Falls, 20 minute drive to Lindsay and Bobcaygeon, 90 minutes to the GTA.

MLS number
X13768642
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0M 1N0
Photos
22
Included in the fee
Common Elements, Building Insurance, Parking
1days · this listing
192days · this property (3 listings)

This home has been listed 3 times in the last two years. "This property" adds up the days each of those listings was actually on the market before being withdrawn, suspended or expiring — the quiet months between them are not counted.

Listing history

192 days on the market across 3 listings
This listing shows 1 day on its own. The counter restarts each time a property is relisted, so the total above is how long it has actually been for sale. Time when it was off the market is not counted.

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Bobcaygeon Public School
Trillium Lakelands DSB
Elementary998 m7.8 / 10
78% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 907 people.

$86,000Median household income
95.8%Own their home
100%Detached houses
65Median age
13%Born outside Canada
16.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160189 — the few blocks around this address, home to 907 people. It describes the area, not this property.

907Population
58.6Average age
2.2Household size
$94,800Average household income
$86,000Median household income
96%Own their home
4%Rent
0%Condominiums
13%Born outside Canada
16%University degree
$688,000Average home value
8%Low income
14%Never married
$20,000 to $24,9993%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9996%
$60,000 to $69,9995%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9994%
$100,000 and over29%
$100,000 to $124,99910%
$125,000 to $149,9996%
$150,000 to $199,9997%
$200,000 and over6%

Percentages are of the 495 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$125,800 · minimum here is $37,900
$2,785.08per month
Borrowed before insurance$503,200
Total borrowed$503,200
Interest over 25 years at 4.5%$332,323

If you rented it out

Monthly rent starts from the median of recent leases in this building. Change it to anything you like.

-$1,066.58per month out of pocket
Rent$2,725.00
Everything it costs to hold$3,791.58
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by CENTURY 21 LEADING EDGE REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.