1037 Hamill Road, Muskoka Lakes, ON P0C 1H0
- Property tax
- $15,739 / year
Exceptional Lake Muskoka offering with 204 feet of waterfront, beautiful southwest exposure and an incredibly level lot. This inviting year-round, 5-bedroom, 4-bathroom cottage combines classic Muskoka character with the space and comfort needed for family and friends.The interior is warm and welcoming, highlighted by a dramatic vaulted great room with floor-to-ceiling windows, a stone fireplace and beautiful lake views. A spacious kitchen with large centre island flows naturally into the dining and entertaining areas, while generous windows throughout keep the cottage connected to the water.Outside, the remarkably level property provides an easy walk from the cottage to the shoreline-ideal for all generations. The waterfront offers the best of both worlds with a shallow sandy entry for swimming and deep water off the dock, complemented by a coveted southwest exposure delivering spectacular sunsets and beautiful evening light across the lake.A two-slip boathouse provides excellent boat storage and effortless access to Lake Muskoka. Conveniently located close to Bala, with easy access to shops, dining and amenities.With 204 feet of frontage, level land, deep water, southwest exposure, five bedrooms and year-round accessibility, this is a wonderful opportunity to enjoy the very best of Lake Muskoka cottage living.
- MLS number
- X13768658
- Type
- Detached
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 4
- Postal code
- P0C 1H0
- Photos
- 41
This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 1 1/2 Storey
- Class
- Residential Freehold
- Age
- 16-30
- Fronting on
- East
- Community
- Wood (Muskoka Lakes)
- Municipality
- Muskoka Lakes
- Cross street
- Torrance Rd
Inside
- Bedrooms
- 5
- Bedrooms above grade
- 5
- Bathrooms
- 4
- Washrooms
- 4 on the ground floor
- Kitchens
- 1
- Rooms above grade
- 15
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Unfinished, Crawl Space
- Size
- 3500-5000
Building
- Construction
- Stone, Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete
Parking
- Covered spaces
- 0
- Driveway spaces
- 8
- Total parking
- 8
Land
- Lot
- 204 × 179 feet
- Waterfront
- Yes
- View
- Beach, Water, Lake, Trees/Woods
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Propane
- Cooling
- Central Air
- Water
- Other
- Sewer
- Septic
Features
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Purifier
Listing
- MLS number
- X13768658
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-10
- Expires
- 2026-12-31
- Taxes
- $15,739 (2025)
- Board
- One Point Association of REALTORS
Listing history
No previous listings found for this address.
Where this home is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
H-Value
The market around this home
Detached houses in Muskoka Lakes — 331 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in muskoka lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 672 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35440221 — the few blocks around this address, home to 672 people. It describes the area, not this property.
Percentages are of the 450 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.