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3420 Frederick Avenue 215, Lincoln, ON L0R 2C0

2 beds · 2 baths · 1 kitchen · 5 rooms · 1 parking space · 1000-1199 sq ft · Condo Apartment
$475,000

Utilities includedWater · Cable TV

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$716 / month
Property tax
$3,400 / year
Included in the fee
Water, Cable TV, Common Elements, Building Insurance, Parking

Welcome to Heritage Village, where carefree living meets the beauty of Niagara wine country. Set within "The Vineyards," this bright 2-bedroom, 1.5-bath corner unit is an inviting choice for retirees and downsizers ready to enjoy more life with less maintenance. Abundant windows fill the spacious principal rooms with natural light while offering peaceful views of the surrounding community. Enjoy a functional kitchen, generous primary bedroom, in-suite laundry with excellent pantry/storage space, plus the convenience of underground parking and a private storage locker. Just a short walk away, the Heritage Club extends your living space with an indoor heated saltwater pool, fitness centre, sauna, library, games room, hobby and craft spaces, plus a full calendar of social events, classes and activities. Surrounded by vineyards and orchards yet minutes from shopping, restaurants and QEW access, this is Niagara living made easy. Condo fees include building insurance, water, cable TV/internet and exterior maintenance. Trade maintenance for more time to enjoy life at Heritage Village.

MLS number
X13768848
Type
Condo Apartment
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
L0R 2C0
Photos
35
Included in the fee
Water, Cable TV, Common Elements, Building Insurance, Parking
1days · this listing
1days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to the building rather than the unit — every unit in a tower shares one coordinate.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Twenty Valley Public School
DSB Niagara
Elementary241 m9.8 / 10
98% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,305 people.

$70,500Median household income
92.6%Own their home
48.1%Detached houses
74Median age
26.2%Born outside Canada
20%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35260283 — the few blocks around this address, home to 1,305 people. It describes the area, not this property.

1,305Population
70Average age
1.8Household size
$80,200Average household income
$70,500Median household income
93%Own their home
7%Rent
50%Condominiums
26%Born outside Canada
20%University degree
$506,000Average home value
5%Low income
10%Never married
Under $5,0001%
$15,000 to $19,9991%
$20,000 to $24,9992%
$25,000 to $29,9994%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9995%
$45,000 to $49,9994%
$50,000 to $59,9999%
$60,000 to $69,9999%
$70,000 to $79,9998%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over20%
$100,000 to $124,9996%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over3%

Percentages are of the 820 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$95,000 · minimum here is $23,750
$2,103.20per month
Borrowed before insurance$380,000
Total borrowed$380,000
Interest over 25 years at 4.5%$250,959

If you rented it out

Monthly rent starts from the median of recent 2-bedroom leases in Lincoln. Change it to anything you like.

-$1,119.53per month out of pocket
Rent$1,983.00
Everything it costs to hold$3,102.53
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ESCARPMENT GOLFI REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.