Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

135 HARDCASTLE Drive 86, Cambridge, ON N1S 0B6

3+1 beds · 4 baths · 1 kitchen · 8+1 rooms · 2 parking spaces · 1100-1500 sq ft · Att/Row/Townhouse
$650,000
Property tax
$4,612 / year

Introducing The Ultimate In Modern Living - A Stunning West Galt Townhouse Built In 2019! The Home Offers The Perfect Blend Of Comfort & Luxury, With Its Open Floor Plan, Bright & Airy Living Spaces, & Trendy Finishes. Boasting 3+1 Bedrooms, Including A Primary Bedroom, This Home Is Perfect For Families And / Or Those Who Love To Entertain. The Kitchen Is A True Standout, And The Home Features Premium Finishes Throughout. The Basement Is Unfinished & Ready For Your Personal Touch, With Space Providing Natural Light. There's Even A Convenient Layout Making It Easy To Create The Ultimate Guest Or Family Retreat. Located In A Family-Friendly Neighbourhood Close To Parks, Places Of Worship, Public Transit, And Schools.

MLS number
X13768882
Type
Att/Row/Townhouse
Status
Active
Bedrooms
4
Bathrooms
4
Postal code
N1S 0B6
Photos
40
1days · this listing
1days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Southwood Secondary School
Waterloo Region DSB
Secondary876 m6.2 / 10
62% met the standard · 2 of 6 measures
St Gregory Catholic Elementary School
Waterloo CDSB
Elementary1.6 km5.4 / 10
54% met the standard
Highland Public School
Waterloo Region DSB
Elementary1.6 km7.0 / 10
70% met the standard
St Augustine Catholic Elementary School
Waterloo CDSB
Elementary2.1 km7.0 / 10
70% met the standard
St Andrew's Public School
Waterloo Region DSB
Elementary2.1 kmNot reported
Tait Street Public School
Waterloo Region DSB
Elementary2.5 km6.7 / 10
67% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Att/Row/Townhouses in Cambridge — 284 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$623k$670k$716k20252026this home’s asking price
$645klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%101%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d16d32d20252026
26dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among att/row/townhouses in cambridge. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 1,957 people.

$130,000Median household income
88.5%Own their home
76.9%Detached houses
35.2Median age
30.8%Born outside Canada
30.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35300649 — the few blocks around this address, home to 1,957 people. It describes the area, not this property.

1,957Population
35.2Average age
3.2Household size
$146,500Average household income
$130,000Median household income
89%Own their home
12%Rent
25%Condominiums
31%Born outside Canada
31%University degree
$836,000Average home value
5%Low income
45%Not in the labour force
23%Never married
$15,000 to $19,999<1%
$25,000 to $29,9991%
$30,000 to $34,9991%
$35,000 to $39,999<1%
$40,000 to $44,9991%
$45,000 to $49,999<1%
$50,000 to $59,9993%
$60,000 to $69,9992%
$70,000 to $79,9992%
$80,000 to $89,9994%
$90,000 to $99,9993%
$100,000 and over40%
$100,000 to $124,9998%
$125,000 to $149,9998%
$150,000 to $199,99911%
$200,000 and over13%

Percentages are of the 1,005 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$130,000 · minimum here is $40,000
$2,878.06per month
Borrowed before insurance$520,000
Total borrowed$520,000
Interest over 25 years at 4.5%$343,418

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Cambridge. Change it to anything you like.

-$562.39per month out of pocket
Rent$2,700.00
Everything it costs to hold$3,262.39
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

What this building rents and sells for

Closed transactions at 135 HARDCASTLE over the last 24 months — not estimates.

SizeMedian rentMedian priceGross yieldBased on
3 bed$2,600/mo$677,5004.6%10 leases · 6 sales
All sizes$2,600/mo$680,0004.6%11 leases · 9 sales
How this is calculated

Every figure is a transaction that actually closed in this building, taken from the board’s records over the last 24 months. Rents and prices are medians, not averages, so a single penthouse sale does not distort the picture. Rows appear only where there were at least 3 leases and 3 sales of that size.

Rent and price are matched by bedroom count on purpose. Dividing a one-bedroom’s rent by a three-bedroom’s price would produce a yield for a home that does not exist.

This is a gross yield. Annual rent divided by price, with nothing deducted — no condo fees, property tax, insurance, vacancy, maintenance or financing. A net figure would depend on assumptions particular to a buyer, and inventing those on your behalf would make the number look more precise than it is. Expect the net return to be materially lower.

Source: closed transactions reported to the Toronto Regional Real Estate Board.

Listed by Gold Estate Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.