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6107 3rd Line Road, South Glengarry, ON K0C 1E0

3 beds · 2 baths · 1 kitchen · 7 rooms · 7 parking spaces · 1100-1500 sq ft · Detached
$489,999
Property tax
$2,254 / year

Welcome to Bainsville, Ontario. Just 40 minutes from Montreal and an hour from Ottawa, this fully renovated home sits on a double lot with severance potential. This turnkey, three-bedroom, two-bathroom home - including a convenient main-floor powder room - has been transformed from top to bottom, with nothing left untouched: brand new windows, a fully redone kitchen, updated bathrooms, new flooring, fresh paint, and modern lighting create a bright, move-in-ready space. Outdoor living shines with a three-season room off the back and three separate decks - a charming front deck to welcome guests, a spacious back deck perfect for weekend barbecues, and a private second-floor deck made for slow mornings with your coffee. A detached garage with a second storey adds versatility, offering the perfect setup for a workshop, hobby space, or extra storage. Set in the quiet, sought-after community of Bainsville, enjoy peaceful small-town living with quick access to both Montreal and Ottawa for work or play. Whether drawn to a beautifully updated family home or the investment potential of the severable double lot, this one checks every box.

MLS number
X13769710
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
K0C 1E0
Photos
19
1days · this listing
1days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in South Glengarry250 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$408k$492k$575k20252026this home’s asking price
$528klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d25d51d20252026
44dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in south glengarry. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 397 people.

$86,000Median household income
89.7%Own their home
100%Detached houses
48.8Median age
15.5%Born outside Canada
16.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010405 — the few blocks around this address, home to 397 people. It describes the area, not this property.

397Population
43.1Average age
2.5Household size
$92,000Average household income
$86,000Median household income
90%Own their home
10%Rent
0%Condominiums
16%Born outside Canada
16%University degree
$320,000Average home value
9%Low income
36%Not in the labour force
26%Never married
$20,000 to $24,9992%
$30,000 to $34,9992%
$35,000 to $39,9995%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9995%
$60,000 to $69,9992%
$70,000 to $79,9997%
$80,000 to $89,9995%
$90,000 to $99,9995%
$100,000 and over30%
$100,000 to $124,9999%
$125,000 to $149,9997%
$150,000 to $199,9999%
$200,000 and over7%

Percentages are of the 215 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$98,000 · minimum here is $24,500
$2,169.61per month
Borrowed before insurance$391,999
Total borrowed$391,999
Interest over 25 years at 4.5%$258,884

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,540.44per month out of pocket
Rent$817.00
Everything it costs to hold$2,357.44
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by BENNETT PROPERTY SHOP REALTY. Listing data provided by the Toronto Regional Real Estate Board.