Homula Realty Brokerage
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714 Maurice Stead Street, Mississippi Mills, ON K0A 1A0

2 beds · 2 baths · 1 kitchen · 6 rooms · 3 parking spaces · 1100-1500 sq ft · Att/Row/Townhouse
$649,900
Property tax
$3,532 / year

Welcome to this beautifully maintained end-unit bungalow townhome, ideally located just steps from the scenic Mississippi River in the sought after Riverfront Estates neighbourhood. Offering the perfect blend of easy living, modern comfort and an enviable location, this like-new home is move-in ready and waiting for you to start enjoying! Start your day with a coffee on the charming front porch, a lovely spot to sit, relax and enjoy the welcoming community around you. Inside, the bright and inviting main level features a thoughtfully designed open-concept layout with a seamless flow between the living, dining and kitchen areas - creating a warm and comfortable space for everyday living and entertaining.The two-bedroom floor plan offers excellent flexibility. The front bedroom can easily serve as a den, home office or guest room, while the spacious primary bedroom provides a comfortable retreat. Convenient main-floor laundry adds to the ease and functionality of bungalow living.The finished lower level extends the living space with a generous area, perfect for a family room, space for hobbies, a home gym, office and offers potential to create a third bedroom to suit your needs. As an end unit, you'll enjoy added privacy and natural light along with the benefits of a low-maintenance lifestyle. With the Mississippi River just steps away, along with scenic trails and parks nearby, you will be surrounded by beauty and peace. Located in the charming town of Almonte, shops, grocery store, Shoppers Drug Mart, restaurants and the Almonte General Hospital, are all within easy reach.Whether you're looking to simplify, downsize, retire or simply enjoy a beautiful home in a wonderful community, this exceptional property offers the opportunity to embrace bungalow living in an incredible riverside setting.

MLS number
X13769774
Type
Att/Row/Townhouse
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0A 1A0
Photos
44
1days · this listing
1days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$129,980 · minimum here is $39,990
$2,877.62per month
Borrowed before insurance$519,920
Total borrowed$519,920
Interest over 25 years at 4.5%$343,365

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$2,088.95per month out of pocket
Rent$1,083.00
Everything it costs to hold$3,171.95
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by REMAX BOARDWALK REALTY. Listing data provided by the Toronto Regional Real Estate Board.