27 Abel Street, Smiths Falls, ON K7A 4L9
- Property tax
- $4,143 / year
Walk in and you are home... the promise is that you will feel how special this home is just by coming in. Sitting on a pretty corner lot, this home boasts more than curb appeal. From the moment you enter the charming front porch this home is just set to impress. Classic and original features include the stunning and spacious foyer with flared staircase, warm and inviting central living room and formal dining room with original floors plus an updated modern/functional (not to mention beautiful) kitchen with center island, this main floor is just impressive. Main floor 2 pc bath with laundry, pantry/storage space to cellar basement that is neat/tidy and used as great storage space. The second floor offers exceptional flexibility, with three generously sized bedrooms plus a smaller fourth room that would make an ideal nursery, toddler room, home office or den. The spacious primary bedroom features two charming closet areas. A well-appointed 4-piece bathroom with excellent linen storage completes this level. The third floor offers a truly unique additional living space, currently designed as a beautiful loft-style retreat. With its distinctive character and generous space, it could easily serve as a private primary bedroom suite, teen hangout , home office, family room, or fifth bedroom, depending on your needs. The rear fenced yard/area off the kitchen is the perfect refuge with patio and hottub, a private space to just enjoy. Access to the single garage that is currently a total man cave, perfect for entertaining but easily converted back to a true garage space if needed. Spacious yard outside the fenced area, nicely landscaped and room for kids to play. This home is really a pleasure to view and has been such a wonderful home for its current family, the next owner will surely enjoy the love that has been put into this classic yellow brick in the heart of Smiths Falls.
- MLS number
- X13769792
- Type
- Detached
- Status
- Active
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K7A 4L9
- Photos
- 46
This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Detached
- Style
- 3-Storey
- Class
- Residential Freehold
- Age
- 100+
- Fronting on
- East
- Community
- 901 - Smiths Falls
- Municipality
- Smiths Falls
- Cross street
- RIGHT ON THE CORNER OF ELM ST W AND ABEL
Inside
- Bedrooms
- 4
- Bedrooms above grade
- 4
- Bathrooms
- 2
- Washrooms
- 1 · 1
- Kitchens
- 1
- Rooms above grade
- 9
- Family room
- Yes
- Basement
- Unfinished, Exposed Rock
- Laundry
- Main Level
- Size
- 1500-2000
Building
- Construction
- Brick
- Roof
- Metal
- Foundation
- Stone
- Other structures
- Shed, Fence - Partial
Parking
- Garage
- Detached
- Covered spaces
- 1
- Driveway spaces
- 2
- Total parking
- 3
- Features
- Lane
Land
- Lot
- 110 × 60 feet
- Shape
- Irregular
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
- Electricity
- Yes
- Gas
- Yes
- Cable
- Available
Features
- Interior
- Water Heater Owned
- Exterior
- Landscaped, Patio, Year Round Living
Listing
- MLS number
- X13769792
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-10
- Expires
- 2026-12-30
- Taxes
- $4,143 (2026)
- Board
- Ottawa Real Estate Board
Listing history
No previous listings found for this address.
Where this home is
Where this address sits, matched against open government data.
Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St Francis de Sales Separate School CDSB of Eastern Ontario | Elementary | 722 m | / 10 58% met the standard |
| St. James Catholic Education Centre High School CDSB of Eastern Ontario | Secondary | 724 m | Not reported |
| St. Luke Catholic High School CDSB of Eastern Ontario | Secondary | 1.0 km | / 10 19% met the standard · 1 of 6 measures |
| St. Luke Catholic School CDSB of Eastern Ontario | Elementary | 1.0 km | Not reported |
| Duncan J Schoular Public School Upper Canada DSB | Elementary | 852 m | / 10 47% met the standard |
| Chimo Elementary School Upper Canada DSB | Elementary | 1.1 km | / 10 76% met the standard |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
The market around this home
Detached houses in 901 - Smiths Falls — 223 sales over the last five years.
How these are built, and what they cannot tell you
Each point is the median of the sales that closed in that quarter among detached houses in 901 - smiths falls. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.
This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.
Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 450 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35090197 — the few blocks around this address, home to 450 people. It describes the area, not this property.
Percentages are of the 235 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.