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7 Truelove Street, Whitewater Region, ON K0J 1K0

2 beds · 2 baths · 1 kitchen · 7 rooms · 4 parking spaces · 1100-1500 sq ft · Detached
$389,000
Property tax
$2,603 / year

Welcome to 7 Truelove Street! This charming 2-bedroom, 2-bathroom home is ideally located in the heart of Cobden, offering convenient access to local shops, walking trails, the beach, and the beautiful Algonquin Trail system.Step inside to a welcoming foyer featuring a built-in bench and spacious walk-in front closet, providing plenty of storage for everyday essentials. The bright and spacious living room offers ample room for entertaining, with flexible space for a formal dining area, home office, or additional living space.The well-appointed kitchen features granite countertops, extra counter space with a breakfast bar, and an abundance of windows that fill the space with natural sunlight. Custom built-in booth seating creates a warm and inviting spot for casual meals or morning coffee.Upstairs, you will find two generously sized bedrooms and a full bathroom. The attached garage provides convenient interior access, while the additional sitting area and mudroom space offer plenty of functionality for everyday living.Outside, enjoy a beautiful yard complete with a large storage shed and a new deck built in 2024, creating the perfect space to relax, entertain, and enjoy the outdoors.This home has seen several thoughtful updates, including a new roof in 2021, back sliding door in 2022, and a new furnace in 2026.With its comfortable layout, thoughtful updates, abundant natural light, solid concrete foundation, and fantastic location close to nature and amenities, this home is a wonderful opportunity to enjoy everything Cobden has to offer.

MLS number
X13769964
Type
Detached
Status
Active
Bedrooms
2
Bathrooms
2
Postal code
K0J 1K0
Photos
23
1days · this listing
1days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Cobden District Public School
Renfrew County DSB
Elementary93 m6.2 / 10
62% met the standard
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Whitewater Region173 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$339k$459k$578k20252026this home’s asking price
$574klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%98%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d20d40d20252026
31dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in whitewater region. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 537 people.

$64,500Median household income
60.5%Own their home
69.6%Detached houses
54.4Median age
2.1%Born outside Canada
12.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470243 — the few blocks around this address, home to 537 people. It describes the area, not this property.

537Population
50.5Average age
2.1Household size
$74,500Average household income
$64,500Median household income
61%Own their home
40%Rent
0%Condominiums
2%Born outside Canada
12%University degree
$292,000Average home value
18%Low income
83%Not in the labour force
20%Never married
$10,000 to $14,9993%
$15,000 to $19,9992%
$20,000 to $24,9997%
$25,000 to $29,9997%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9993%
$45,000 to $49,9993%
$50,000 to $59,9995%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over22%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9995%
$200,000 and over2%

Percentages are of the 290 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$77,800 · minimum here is $19,450
$1,722.41per month
Borrowed before insurance$311,200
Total borrowed$311,200
Interest over 25 years at 4.5%$205,522

If you rented it out

Monthly rent starts from a rule of thumb — two per cent of the asking price a year — because no comparable lease was found nearby. Change it to anything you like.

-$1,291.32per month out of pocket
Rent$648.00
Everything it costs to hold$1,939.32
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by FIDACITY REALTY. Listing data provided by the Toronto Regional Real Estate Board.