Homula Realty Brokerage
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

2166 Victoria Road, Kawartha Lakes, ON K0M 1K0

3+1 beds · 3 baths · 1+1 kitchens · 16 rooms · 10 parking spaces · 1500-2000 sq ft · Detached
$1,950,000
Property tax
$6,384 / year

Through wrought-iron gates and down a long private drive, this 2018 custom-built home sits on 102.9 acres of rolling fields and mixed hardwood bush - a rare private sanctuary. A covered porch and leaded-glass two-storey foyer open into a great room built for the view: wood-vaulted ceilings with exposed barn beams, a floor-to-ceiling fireplace with custom mantel, and floor-to-ceiling windows that draw the countryside inside. Wide-plank waterproof flooring and California shutters carry through the open-concept kitchen and dining area. The main level offers two bedrooms and a three-piece bath. A custom oak-and-glass staircase rises to a private loft primary retreat with a barnboard feature wall, patio doors framing the property, and a five-piece ensuite - glass shower, freestanding jetted soaking tub, double vanity and heated floors. The walk-out lower level has its own separate entrance, a second full kitchen with breakfast bar, a bright living area, a fourth bedroom and four-piece bath. Large above-grade windows keep it light - well suited to extended family and guests - with a walk-out to a fenced backyard and gazebo. Beyond the home: a private trail network through the hardwoods and fields, and a river along the back that flows to Raven Lake. Resident wildlife includes moose, white-tailed deer and birds of prey. Zoned Rural General (RG) with an Environmental Protection overlay under the Township of Bexley by-law, the property carries real flexibility: permitted uses include agricultural and forestry use, a home occupation and a bed-and-breakfast, and the by-law permits a second single detached dwelling on lots of 25 hectares or more - at roughly 41.6 hectares, this property qualifies, subject to servicing and permits. About 2,700 sq. ft. of finished living space. Oversized attached two-car garage with interior access to both levels. 200-amp service with 100-amp sub-panel. Minutes to Coboconk, Kirkfield and Balsam Lake; roughly two hours from the GTA.

MLS number
X13770186
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0M 1K0
Photos
40
0days · this listing
0days · this property

This property has not been relisted in the last two years, so both counts are the same. Where they differ, the second adds up earlier listings at this address that ended without a sale.

Listing history

No previous listings found for this address.

Where this home is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

The market around this home

Detached houses in Kawartha Lakes1,786 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$593k$1.28M$1.98M20252026this home’s asking price
$650klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d27d55d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in kawartha lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 515 people.

$80,000Median household income
92.3%Own their home
100%Detached houses
54.4Median age
7.1%Born outside Canada
4.5%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160104 — the few blocks around this address, home to 515 people. It describes the area, not this property.

515Population
48.5Average age
2.5Household size
$98,000Average household income
$80,000Median household income
92%Own their home
8%Rent
0%Condominiums
7%Born outside Canada
5%University degree
$548,000Average home value
9%Low income
94%Not in the labour force
22%Never married
$10,000 to $14,9992%
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9992%
$40,000 to $44,9995%
$45,000 to $49,9994%
$50,000 to $59,9997%
$60,000 to $69,9995%
$70,000 to $79,9995%
$80,000 to $89,9997%
$90,000 to $99,9995%
$100,000 and over25%
$100,000 to $124,9997%
$125,000 to $149,9995%
$150,000 to $199,9999%
$200,000 and over5%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$390,000 · minimum here is $390,000
$8,634.18per month
Borrowed before insurance$1,560,000
Total borrowed$1,560,000
Interest over 25 years at 4.5%$1,030,253

If you rented it out

Monthly rent starts from the median of recent 4-bedroom leases in Kawartha Lakes. Change it to anything you like.

-$6,216.18per month out of pocket
Rent$2,950.00
Everything it costs to hold$9,166.18
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by EXP REALTY. Listing data provided by the Toronto Regional Real Estate Board.