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32 South Maloney Street, Marmora and Lake, ON K0K 2M0

3+1 beds · 2 baths · 1 kitchen · 7+3 rooms · 5 parking spaces · 700-1100 sq ft · Laundry on the lower level level · Detached
$569,900
Property tax
$3,285 / year

Welcome to the charming village of Marmora! Located near the stunning Crowe Lake, this quiet small town offers the perfect blend of convenience and country, with space to explore all around you! This welcoming raised bungalow gives you the amenities of town life with the ideal privacy of backing onto beautiful forested greenspace. Step inside to feel the inviting and bright atmosphere this home offers, featuring an open-concept layout, multiple windows, and carpet-free flooring. The main floor features 3 bedrooms and 1 bathroom, with an additional bedroom, bathroom, and living space in the basement, creating an ideal setup for multi-generational living or larger families. Outside, the spacious backyard features a covered deck for shaded dining and a large deck perfect for barbecuing or relaxing in the sunshine. The backyard is fully fenced- perfect for dogs or children. Marmora sits at a unique location approximately halfway between Toronto and Ottawa and is only 50 minutes from Peterborough, making travel in any direction easy and accessible. With quick access to the Crowe River Public Boat launch and an abundance of parks, embracing lake life at this home is bound to create endless lasting memories for the whole family!

MLS number
X13770820
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K0K 2M0
Photos
30
Laundry
Lower Level level
2days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Marmora Public School
Hastings & Prince Edward DSB
Elementary506 m5.9 / 10
59% met the standard
Sacred Heart Catholic School
Algonquin and Lakeshore CDSB
Elementary844 m7.4 / 10
74% met the standard · 3 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 671 people.

$57,600Median household income
73.3%Own their home
82%Detached houses
52.4Median age
8.4%Born outside Canada
4.4%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35120293 — the few blocks around this address, home to 671 people. It describes the area, not this property.

671Population
46.9Average age
2.2Household size
$66,000Average household income
$57,600Median household income
73%Own their home
27%Rent
0%Condominiums
8%Born outside Canada
4%University degree
$392,000Average home value
17%Low income
25%Never married
$10,000 to $14,9994%
$15,000 to $19,9996%
$20,000 to $24,9997%
$25,000 to $29,9998%
$30,000 to $34,9991%
$35,000 to $39,9996%
$40,000 to $44,9994%
$45,000 to $49,9994%
$50,000 to $59,9996%
$60,000 to $69,9998%
$70,000 to $79,9997%
$80,000 to $89,9996%
$90,000 to $99,9996%
$100,000 and over14%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9993%

Percentages are of the 360 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$113,980 · minimum here is $31,990
$2,523.39per month
Borrowed before insurance$455,920
Total borrowed$455,920
Interest over 25 years at 4.5%$301,098

If you rented it out

-$2,797.14per month out of pocket
Rent$0.00
Everything it costs to hold$2,797.14
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX Rouge River Realty Ltd.. Listing data provided by the Toronto Regional Real Estate Board.