Homula Realty Brokerage
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149 St Catharine Street 15, West Lincoln, ON L0R 2A0

3 beds · 2 baths · 1 kitchen · 6+1 rooms · 2 parking spaces · 1000-1199 sq ft · No locker · Laundry in unit · Condo Townhouse
$519,999

Also includedCommon Elements · Building Insurance · Parking

Maintenance fee
$375 / month
Property tax
$2,098 / year
Included in the fee
Common Elements, Building Insurance, Parking

Welcome to the epitome of stylish and modern living in Smithville! This renovated 3-bed, 2-bath townhouse condo is a true gem, offering a perfect blend of contemporary design and comfortable living. Step inside to discover a thoughtfully updated interior featuring a seamless flow and a wealth of natural light. The kitchen boasts modern appliances, granite countertops, and ample storage space. It effortlessly connects to the dining area, creating an ideal setting for entertaining guests or enjoying family meals. The renovated bathrooms feature contemporary fixtures and finished basement provides extra living space. A private patio invites you to step outdoors and enjoy the fresh air, making it the perfect spot for morning coffee or evening relaxation. With a townhouse condo, exterior maintenance is provided, allowing you to enjoy a low-maintenance lifestyle. The community atmosphere and small-town charm make this an ideal choice for those seeking both comfort and convenience. Furnace and AC are brand new as of August 2026.

MLS number
X13774222
Type
Condo Townhouse
Status
Active
Bedrooms
3
Bathrooms
2
Postal code
L0R 2A0
Photos
41
Locker
No
Laundry
Ensuite
Included in the fee
Common Elements, Building Insurance, Parking
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$104,000 · minimum here is $27,000
$2,302.44per month
Borrowed before insurance$415,999
Total borrowed$415,999
Interest over 25 years at 4.5%$274,734

If you rented it out

-$2,852.28per month out of pocket
Rent$0.00
Everything it costs to hold$2,852.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by NEW ERA REAL ESTATE. Listing data provided by the Toronto Regional Real Estate Board.