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1073 Cedar Beach Road, Bracebridge, ON P1L 1W8

3 beds · 3 baths · 1+1 kitchens · 10+4 rooms · 8 parking spaces · 1500-2000 sq ft · Detached
$739,900
Property tax
$2,858 / year

This is one of those properties that truly stands out. Extensively renovated and set on a double lot, the home combines unique Scandinavian-inspired architecture with incredible versatility, privacy, and income potential.The separate lower-level apartment is a standout feature, offering its own kitchen, bathroom, living room, and sleeping area. It currently operates as a successful income-generating space, helping offset carrying costs, but it could just as easily become a private suite for extended family or guests.The double lot opens the door to even more possibilities-whether you envision a future severance, dream garage, workshop, studio, or simply enjoy the extra space and privacy. There is even a separate oversized shed, offering remarkably generous storage or workspace.Inside, the home's distinctive Scandinavian architecture is highlighted by dramatic, high-pitched rooflines and soaring ceilings. Both kitchens and bathrooms have been renovated, complemented by hardwood floors and updated appliances. The spacious main-floor deck overlooks the beautifully treed grounds and provides a wonderful setting for relaxing or entertaining.The property feels wonderfully private, with mature trees lining two sides and picturesque Cedar Beach Road winding along the front. Best of all, it's move-in ready.Whether you choose to generate income from the apartment, accommodate family and guests, or simply enjoy the entire property for yourself, the possibilities here are exceptional. And with the beach, local shops, and Monsignor Michael O'Leary C.S. just minutes away, this is a rare combination of lifestyle, flexibility, and opportunity.

MLS number
X13774500
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
P1L 1W8
Photos
42
Laundry
Not in the unit
3days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 3 times.

Sale history is for registered usersSee what this address sold for and when, across all 3 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Bracebridge — 374 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$679k$710k$741k20252026this home’s asking price
$740klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
97%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d52d20252026
28dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in bracebridge. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 683 people.

$125,000Median household income
92.5%Own their home
96.8%Detached houses
58.8Median age
8.7%Born outside Canada
38.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440212 — the few blocks around this address, home to 683 people. It describes the area, not this property.

683Population
52.3Average age
2.2Household size
$178,000Average household income
$125,000Median household income
93%Own their home
8%Rent
0%Condominiums
9%Born outside Canada
39%University degree
$1,150,000Average home value
5%Low income
71%Not in the labour force
21%Never married
$20,000 to $24,9991%
$25,000 to $29,9991%
$30,000 to $34,9992%
$35,000 to $39,9992%
$40,000 to $44,9991%
$45,000 to $49,9991%
$50,000 to $59,9992%
$60,000 to $69,9995%
$70,000 to $79,9992%
$80,000 to $89,9993%
$90,000 to $99,9993%
$100,000 and over38%
$100,000 to $124,9996%
$125,000 to $149,9996%
$150,000 to $199,9999%
$200,000 and over16%

Percentages are of the 485 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$147,980 · minimum here is $48,990
$3,276.12per month
Borrowed before insurance$591,920
Total borrowed$591,920
Interest over 25 years at 4.5%$390,915

If you rented it out

-$3,514.28per month out of pocket
Rent$0.00
Everything it costs to hold$3,514.28
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by RE/MAX ESCARPMENT REALTY INC.. Listing data provided by the Toronto Regional Real Estate Board.