31 Gay Crescent, Kitchener, ON N2A 2C2
- Property tax
- $5,712 / year
Fully remodelled LEGAL DUPLEX bungalow on a private crescent - offering a rare combination: a beautiful home to live in and real income to go with it. Two fully self-contained units, no rear neighbours, and completely carpet free throughout. The main floor is an open-concept bright space with luxury flooring, pot lights on dimmers, and brand new windows and doors. The kitchen has been fully redone with soft-close cabinetry, stainless steel appliances, Bianco Venatino quartz countertops, double sinks, subway tile backsplash, and an island with breakfast bar. Reverse osmosis at the tap. Three spacious bedrooms and a 5-piece bath with double sinks and a newly tiled shower and tub combination. Main floor laundry keeps everything on one level. The lower unit has its own separate entrance and lives entirely independently: two bedrooms plus a den, large bright windows, a quartz countertop kitchen with stainless steel appliances, island and generous storage, a 3-piece bath with oversized shower, and its own finished laundry room. Outside, a private backyard with no rear neighbours, backing onto a trail, a sunroom, a covered porch for morning coffee or an evening drink, and a heated garage. Live in one unit and let the other help carry the mortgage, house extended family, or add a turnkey property to your investment portfolio. Options like this do not come up often!
- MLS number
- X13775678
- Type
- Duplex
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 2
- Postal code
- N2A 2C2
- Photos
- 40
- Laundry
- Not in the unit
This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.
Property details
As filed by the listing brokerage. Anything the board left blank is left out rather than shown as unknown — and none of it is guaranteed accurate by PropTx, so verify what you rely on.
Property
- Type
- Duplex
- Style
- Bungalow
- Class
- Residential Freehold
- Age
- 51-99
- Fronting on
- West
- Municipality
- Kitchener
- Cross street
- Conway Dr / Gay Cres
- Zoning
- R2A*
Inside
- Bedrooms
- 5
- Bedrooms above grade
- 3
- Bathrooms
- 2
- Washrooms
- 1 on the main floor · 1 on the basement floor
- Kitchens
- 2
- Rooms above grade
- 6
- Family room
- Yes
- Fireplace
- Yes
- Fireplaces
- 1
- Basement
- Finished, Separate Entrance, Apartment
- Size
- 1100-1500
Building
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
Parking
- Garage
- Attached
- Covered spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
- Features
- Private Double
Land
- Lot
- 62 × 122.5 feet
- Pool
- None
Heating, cooling and services
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
- Water
- Municipal
- Sewer
- Sewer
Features
- Interior
- Accessory Apartment, In-Law Capability, In-Law Suite, Water Softener
- Exterior
- Porch
Listing
- MLS number
- X13775678
- Status
- New
- Previous status
- Draft
- Listed on
- 2026-09-11
- Expires
- 2027-02-11
- Taxes
- $5,712 (2025)
- Board
- One Point Association of REALTORS
Listing history
No previous listings found for this address.
Where this property is
Where this address sits, matched against open government data.
Matched to a published address point for this address.
Schools
The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.
Other schools nearby
By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.
| School | Level | Distance | Rating |
|---|---|---|---|
| St Patrick Catholic Elementary School Waterloo CDSB | Elementary | 534 m | Not reported |
| Crestview Public School Waterloo Region DSB | Elementary | 727 m | / 10 65% met the standard |
| Franklin Public School Waterloo Region DSB | Elementary | 760 m | / 10 64% met the standard |
| St Daniel Catholic Elementary School Waterloo CDSB | Elementary | 758 m | / 10 58% met the standard |
| Grand River Collegiate Institute Waterloo Region DSB | Secondary | 1.1 km | / 10 71% met the standard · 2 of 6 measures |
| Discipleship Christian Secondary | Secondary | 889 m | Not reported |
How the rating is calculated
EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.
Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.
What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.
Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.
H-Value
What an H-Value is and how it is calculated — the method and our measured error, no account needed.
This neighbourhood
Statistics Canada 2021 Census, for the surrounding few blocks — about 502 people.
The neighbourhood, by the census
Statistics Canada 2021 Census for dissemination area 35300447 — the few blocks around this address, home to 502 people. It describes the area, not this property.
Percentages are of the 270 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.
Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.
Work out the numbers
Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.
If you rented it out
How this is calculated, and what it leaves out
Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.
Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.
Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.