Homula Realty Brokerage
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1185 Sturgeon Road, Kawartha Lakes, ON K9V 4R8

8 beds · 3 baths · 1 kitchen · 20 rooms · 22 parking spaces · 2000-2500 sq ft · Farm
$899,000
Property tax
$6,291 / year

Welcome to this lovely 36.94-acre country property offering the perfect blend of privacy, functionality, and the ability to have all your hobbies and or workspace at your fingertips. Set in a beautiful, tranquil setting, this ranch-style bungalow is surrounded by rolling acreage, fenced paddocks with shelters, and outbuildings, ideal for small-scale farming, equestrian use, or those seeking space to live, work, play or unwind. The main residence features 3 bedrooms, 1.5 baths, a comfortable family room with a propane fireplace, kitchen, dining, and living areas designed for everyday living and entertaining. Step outside from the walk-out to your own backyard oasis, complete with an inground pool (requires a skimmer system), hot tub and custom-built sauna, all framed by peaceful country views. Main floor laundry adds everyday convenience. The fully finished basement expands the home's versatility with 3 additional bedrooms, a 3-piece bath, laundry area, utility room, living room and a dry kitchen, plus a separate entrance ideal for extended family, guests, or potential in-law accommodations. Above the double-car garage, you'll find even more living space with 3 bedrooms and a cozy nook, perfect for a home office, studio, or guest quarters. Outdoors, the property truly shines with a 60x120 coverall building, additional storage buildings, and paddocks offering endless possibilities for business, recreation or agricultural purposes

MLS number
X13776068
Type
Farm
Status
Active
Bedrooms
8
Bathrooms
3
Postal code
K9V 4R8
Photos
45
Laundry
Not in the unit
2days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 4 times.

Sale history is for registered usersSee what this address sold for and when, across all 4 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 600 people.

$103,000Median household income
90.9%Own their home
100%Detached houses
42.8Median age
3.5%Born outside Canada
9.7%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35160206 — the few blocks around this address, home to 600 people. It describes the area, not this property.

600Population
41.4Average age
2.9Household size
$110,000Average household income
$103,000Median household income
91%Own their home
9%Rent
0%Condominiums
4%Born outside Canada
10%University degree
$630,000Average home value
6%Low income
36%Not in the labour force
23%Never married
$20,000 to $24,9992%
$25,000 to $29,9993%
$30,000 to $34,9993%
$35,000 to $39,9992%
$40,000 to $44,9992%
$45,000 to $49,9992%
$50,000 to $59,9992%
$60,000 to $69,9993%
$70,000 to $79,9993%
$80,000 to $89,9996%
$90,000 to $99,9993%
$100,000 and over35%
$100,000 to $124,99911%
$125,000 to $149,9996%
$150,000 to $199,9998%
$200,000 and over8%

Percentages are of the 310 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,800 · minimum here is $64,900
$3,980.58per month
Borrowed before insurance$719,200
Total borrowed$719,200
Interest over 25 years at 4.5%$474,973

If you rented it out

-$4,504.83per month out of pocket
Rent$0.00
Everything it costs to hold$4,504.83
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Re/Max All-Stars Realty Inc.. Listing data provided by the Toronto Regional Real Estate Board.