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1637 Ramsay Con 3A Road, Mississippi Mills, ON K0A 1A0

3 beds · 3 baths · 1 kitchen · 8+3 rooms · 6 parking spaces · 1500-2000 sq ft · Laundry on the lower level level · Detached
$699,900
Property tax
$5,567 / year

PEACEFUL PRIVACY!!! As you drive in through the tree lined driveway you will appreciate this beautifully maintained home and property. You are greeted by a generous foyer with slate floors and a double closet. from the foyer you have direct access to both the living room and the kitchen,. The formal living room features hardwood floors and a gas fireplace. The kitchen offers a generous supply of oak cupboards, built in appliances and a breakfast bar for quick snacks. The spacious dining room is ideal for your next special family gathering., The sun filled main floor family room is open to both the kitchen and the dining room. The family room offers vaulted ceilings, loads of windows, a wood burning fireplace and terrace doors to a private deck. Upstairs you have three well sized bedrooms and the primary bedroom offers hard wood floors, walk in closet and a three piece ensuite with a skylight. The main bathroom has tile floors and a sky light. In the lower level you will find a three piece bathroom, a family room, laundry room and access to a clean dry crawl space for extra storage plus inside access to the oversized two car garage. The 3+ acre lot is a landscapers dream with multiple apple trees + an underground sprinkler system and is beautifully maintained!! The home also has high speed fibre optic internet for those who work from home. The back up generator provides peace of mind. Hydro is approx $172/month Oil is approx $213/month Propane usage is approx $47/month. A special home and property which shows PRIDE OF OWNERSHIP. CHECK OUT THE DRONE VIDEO

MLS number
X13776192
Type
Detached
Status
Active
Bedrooms
3
Bathrooms
3
Postal code
K0A 1A0
Photos
49
Laundry
Lower Level level
2days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

This address could not be placed on the mapHomula matches addresses against open government address data, and this one found no match — so the map, the nearby schools and the school boundaries are all unavailable for this listing. It is a gap in our data, not a property without schools nearby.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Mississippi Mills — 259 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$646k$709k$772k20252026this home’s asking price
$711klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
96%98%100%20252026the asking price
99%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d31d64d20252026
24dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in mississippi mills. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$139,980 · minimum here is $44,990
$3,099.01per month
Borrowed before insurance$559,920
Total borrowed$559,920
Interest over 25 years at 4.5%$369,782

If you rented it out

-$3,562.92per month out of pocket
Rent$0.00
Everything it costs to hold$3,562.92
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TEAM REALTY. Listing data provided by the Toronto Regional Real Estate Board.