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271-267 Twelfth Street W, Cornwall, ON K6J 3C5

4 beds · 2 baths · 2 kitchens · 8 rooms · 3 parking spaces · 1100-1500 sq ft · Semi-Detached
$365,900
Property tax
$2,426 / year

Excellent investment opportunity in a quiet and well-established area of Cornwall! This well-located duplex on 12th Street offers two separate rental units, steady rental income, parking, outdoor storage, and several features that make it an attractive long-term addition to an investment portfolio.Unit 371 is a spacious 3-bedroom unit arranged over two levels, providing tenants with plenty of living space and a practical layout. This unit is currently rented for $1,150 per month plus utilities. With three bedrooms and two-storey living, it offers strong appeal for families, couples, or tenants looking for additional space.Unit 367 is a comfortable 1-bedroom unit currently rented for $850 per month. Its smaller, efficient layout makes it an appealing option for a single tenant or couple. Tenants are responsible for their own utilities, helping the owner maintain more predictable operating expenses.A major recent improvement is the roof, which was completely replaced this year, offering added peace of mind to a future owner and reducing the likelihood of a major roofing expense in the near term.The property also provides dedicated storage space for each tenant in the backyard, an excellent feature for bicycles, seasonal items, tools, and personal belongings. On-site parking is available, adding further convenience for both units.Located in a very quiet residential area of Cornwall, this duplex offers a combination of affordability, rental stability, and long-term investment potential. Whether you are an experienced investor looking to expand your portfolio or a buyer searching for a first income-producing property, this duplex represents a solid opportunity in the Cornwall rental market.A practical property with existing tenants, established income, separate living spaces, recent roof improvements, storage, and parking - a strong foundation for a long-term real estate investment.

MLS number
X13776274
Type
Semi-Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K6J 3C5
Photos
16
Laundry
Not in the unit
1days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
CIF Online Islamic SchoolElementary385 mNot reported
Sacred Heart School
CDSB of Eastern Ontario
Elementary671 m4.3 / 10
43% met the standard
École élémentaire catholique Notre-Dame
CSDC de l'Est ontarien
Elementary760 m6.7 / 10
67% met the standard
St. Joseph Intermediate Catholic School
CDSB of Eastern Ontario
Elementary872 mNot reported
St Joseph's Secondary School
CDSB of Eastern Ontario
Secondary902 m6.5 / 10
65% met the standard · 2 of 6 measures
Cornwall Intermediate School
Upper Canada DSB
Elementary1.4 kmNot reported
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Semi-Detached houses in 717 - Cornwall156 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$364k$407k$449k20252026this home’s asking price
$423klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
98%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d15d30d20252026
25dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among semi-detached houses in 717 - cornwall. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 555 people.

$58,000Median household income
55.1%Own their home
66.7%Detached houses
41.6Median age
12.2%Born outside Canada
2.9%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35010222 — the few blocks around this address, home to 555 people. It describes the area, not this property.

555Population
42Average age
2.3Household size
$65,000Average household income
$58,000Median household income
55%Own their home
45%Rent
0%Condominiums
12%Born outside Canada
3%University degree
$240,000Average home value
15%Low income
32%Never married
$15,000 to $19,9994%
$20,000 to $24,9997%
$25,000 to $29,9995%
$30,000 to $34,9994%
$35,000 to $39,9995%
$40,000 to $44,9994%
$45,000 to $49,9995%
$50,000 to $59,99911%
$60,000 to $69,9995%
$70,000 to $79,9997%
$80,000 to $89,9997%
$90,000 to $99,9999%
$100,000 and over14%
$100,000 to $124,9997%
$125,000 to $149,9994%
$150,000 to $199,9992%

Percentages are of the 280 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$73,180 · minimum here is $18,295
$1,620.13per month
Borrowed before insurance$292,720
Total borrowed$292,720
Interest over 25 years at 4.5%$193,318

If you rented it out

-$1,822.29per month out of pocket
Rent$0.00
Everything it costs to hold$1,822.29
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE PERFORMANCE REALTY. Listing data provided by the Toronto Regional Real Estate Board.