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1205 JOE RIVER Road 2, Muskoka Lakes, ON P0B 1G0

6 beds · 3 baths · 2 kitchens · 14 rooms · 10 parking spaces · 3500-5000 sq ft · Laundry on the main level level · Detached
$5,399,000
Property tax
$15,199 / year

Stunning southwest shoreline exposure and all-day sun make this the ultimate Muskoka retreat. Enjoy spectacular sunsets all summer long from one of the best exposures in cottage country. This incredibly unique property features a maximum-size grandfathered three-slip boathouse with accommodations, a perfect sandy beach area for the kids and excellent deep water right off the dock. With an incredible amount of outdoor deck space, you won't know where to sit first, and virtually every area is drenched in beautiful southwest sun. The main cottage is in pristine condition and offers soaring ceilings, expansive principal rooms and a proper Muskoka layout designed for entertaining family and friends. A huge main-floor theatre/Muskoka room provides the perfect place to gather, relax or enjoy movie nights after a day on the water. A separate guest and children's bedroom wing gives everyone their own space and privacy, ensuring your guests will never be disappointed. Upstairs, the primary retreat is absolutely jaw-dropping, offering close to 800 sq. ft. of private space-yes, larger than many condos-with room to truly unwind. Adding to the wow factor is an amazing upper sitting area overlooking the entire main floor, creating an open, dramatic feel throughout the cottage. Unlike so many Muskoka properties, the land is not steeply sloped, making it incredibly easy to enjoy. It is only a few steps from the main cottage to the waterfront, beach, boathouse and docks. Spend quiet days on the water without boats constantly buzzing by. The river setting is protected and safe, yet this is arguably the best stretch of the river, offering wide-open views that feel much more like being on a lake. Sandy beach, deep water, extraordinary boathouse, incredible outdoor living, stunning sunsets and a beautiful cottage with room for everyone-this property delivers the complete Muskoka lifestyle.

MLS number
X13778028
Type
Detached
Status
Active
Bedrooms
6
Bathrooms
3
Postal code
P0B 1G0
Photos
39
Laundry
Main Level level
1days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

This address has been listed 2 times.

Sale history is for registered usersSee what this address sold for and when, across all 2 listings. Free account — the board’s rules require one before sold data can be shown.Create a free account

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Muskoka Lakes — 331 sales over the last five years. Too few sold in this community to chart it on its own, so this is the whole city.

Median sold priceWhat comparable homes actually sold for
$841k$3.16M$5.49M20252026this home’s asking price
$1.11Mlatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
95%97%100%20252026the asking price
96%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d26d53d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in muskoka lakes. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 823 people.

$93,000Median household income
90.7%Own their home
96.2%Detached houses
59.6Median age
10.1%Born outside Canada
28.3%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35440261 — the few blocks around this address, home to 823 people. It describes the area, not this property.

823Population
53.2Average age
2.1Household size
$142,500Average household income
$93,000Median household income
91%Own their home
9%Rent
3%Condominiums
10%Born outside Canada
28%University degree
$1,610,000Average home value
7%Low income
79%Not in the labour force
16%Never married
Under $5,0002%
$20,000 to $24,9992%
$25,000 to $29,9991%
$30,000 to $34,9993%
$35,000 to $39,9993%
$40,000 to $44,9993%
$45,000 to $49,9992%
$50,000 to $59,9994%
$60,000 to $69,9997%
$70,000 to $79,9997%
$80,000 to $89,9993%
$90,000 to $99,9994%
$100,000 and over31%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9996%
$200,000 and over12%

Percentages are of the 585 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$1,079,800 · minimum here is $1,079,800
$23,905.60per month
Borrowed before insurance$4,319,200
Total borrowed$4,319,200
Interest over 25 years at 4.5%$2,852,481

If you rented it out

-$25,172.19per month out of pocket
Rent$0.00
Everything it costs to hold$25,172.19
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by HARVEY KALLES REAL ESTATE LTD.. Listing data provided by the Toronto Regional Real Estate Board.