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150 Montgomery Street, Peterborough, ON K9J 1W9

3+1 beds · 2 baths · 1 kitchen · 9+3 rooms · 2 parking spaces · 1100-1500 sq ft · Detached
$529,000
Property tax
$3,910 / year

South End living at its finest! This 3+1 bedroom, 2 full bathroom home is the perfect opportunity for a growing family, first-time buyer, or anyone looking for a little more room to spread out. With 3 bedrooms conveniently located on the same floor, you'll have the comfort and convenience of knowing everyone is close by. One of the bedrooms also features a small bonus space that could make a great little toy room, reading nook, or additional storage area. Need some extra space or a room away from the main living areas? The bonus room in the basement offers plenty of flexibility. Use it as a fourth bedroom, home office, movie room, playroom, or whatever suits your lifestyle. Location is another major highlight! Heading to a Peterborough Petes game this winter? You're just down the road, making game nights easy and convenient. Musicfest coming up? No need to stress about parking. You're just a hop, skip, and a jump away. Situated on a family-friendly street where neighbours know each other and kids enjoy the community, this is a place where you can truly feel at home.The home also features several recent updates, including a renovated kitchen (2025), main-level bathroom (2025), upstairs bathroom (2026), and a backwater valve with updated sewer plumbing (2024).Come see why this South End home could be the perfect fit for you and your family!

MLS number
X13781636
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
2
Postal code
K9J 1W9
Photos
32
Laundry
Not in the unit
1days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Matched to a published address point for this address.

Schools

The school boundaries this address is inside, and the schools nearest it. Boards redraw boundaries and cap programs — confirm with the board before this affects a decision.

Other schools nearby

By distance from this address, not school boundary — a school 400 m away can be in another school’s attendance area.

SchoolLevelDistanceRating
Otonabee Valley Public School
Kawartha Pine Ridge DSB
Elementary745 m4.7 / 10
47% met the standard
Children's Montessori School, TheElementary694 mNot reported
St. John Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary687 m6.3 / 10
63% met the standard
ÉÉC Monseigneur-Jamot
CS catholique MonAvenir
Elementary714 m7.1 / 10
71% met the standard
St. Patrick Catholic Elementary School
Peterborough Victoria Northum Clarington CDSB
Elementary1.3 km6.1 / 10
61% met the standard
Kenner Collegiate and Vocational Institute
Kawartha Pine Ridge DSB
Secondary1.5 km4.4 / 10
44% met the standard · 2 of 6 measures
How the rating is calculated

EQAO — Ontario’s testing agency — publishes, for each school, the percentage of students meeting the provincial standard in Grade 3 and Grade 6 reading, writing and mathematics. The rating is the average of those percentages divided by ten. A school where 72% of students met the standard rates 7.2 out of 10.

Nothing is weighted or adjusted, and schools are not ranked against each other. Where EQAO withholds a result to protect the privacy of a small group of students, that measure is left out rather than counted as zero — so a rating built on fewer than six measures says so.

What it does not measure. It is one year of standardised testing in three subjects. It says nothing about teaching, programs, or whether a school suits a particular child, and it tracks neighbourhood household income closely enough that it partly measures the neighbourhood rather than the school. Treat it as one figure among many.

Source: Ontario Ministry of Education, School Information and Student Demographics (2024–25), Open Government Licence – Ontario.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

The market around this home

Detached houses in Otonabee Ward 1334 sales over the last five years.

Median sold priceWhat comparable homes actually sold for
$483k$525k$566k20252026this home’s asking price
$508klatest quarter · hover to read any
Sold vs askingAbove 100% means bidding wars were normal
97%99%100%20252026the asking price
98%latest quarter · hover to read any
Days to sellMedian days on market before the deal closed
-1d17d34d20252026
20dlatest quarter · hover to read any
How these are built, and what they cannot tell you

Each point is the median of the sales that closed in that quarter among detached houses in otonabee ward 1. A quarter with fewer than eight is left out rather than drawn, and the line breaks where that happens — a median over three sales is really one home’s price, and joining across a gap would draw a number nobody measured.

This is not an estimate of what this home is worth. The segment is a property type in an area; it takes no account of this home’s size, condition, renovations, lot, exposure or how it compares to its neighbours, and half the homes in any quarter sold for more than the median and half for less. It is context for a conversation with an agent, not a valuation.

Toronto Regional Real Estate Board closed transactions. Deemed reliable but not guaranteed accurate by PropTx.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 382 people.

$62,400Median household income
71.1%Own their home
58.3%Detached houses
38.4Median age
8.5%Born outside Canada
8.6%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35150084 — the few blocks around this address, home to 382 people. It describes the area, not this property.

382Population
40.4Average age
2.2Household size
$81,000Average household income
$62,400Median household income
71%Own their home
29%Rent
0%Condominiums
9%Born outside Canada
9%University degree
$470,000Average home value
18%Low income
56%Not in the labour force
33%Never married
$20,000 to $24,9995%
$25,000 to $29,9997%
$30,000 to $34,9995%
$35,000 to $39,9997%
$40,000 to $44,9995%
$45,000 to $49,9992%
$50,000 to $59,9999%
$60,000 to $69,9997%
$70,000 to $79,9995%
$80,000 to $89,9995%
$90,000 to $99,9997%
$100,000 and over19%
$100,000 to $124,9999%
$125,000 to $149,9995%
$150,000 to $199,9995%

Percentages are of the 215 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$105,800 · minimum here is $27,900
$2,342.30per month
Borrowed before insurance$423,200
Total borrowed$423,200
Interest over 25 years at 4.5%$279,489

If you rented it out

-$2,668.13per month out of pocket
Rent$0.00
Everything it costs to hold$2,668.13
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by Coldwell Banker Electric Realty. Listing data provided by the Toronto Regional Real Estate Board.