Homula Realty Brokerage
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395 Island View Drive, North Algona Wilberforce, ON K0J 1X0

4 beds · 3 baths · 1 kitchen · 8+5 rooms · 4 parking spaces · 1100-1500 sq ft · Detached
$899,900
Property tax
$5,158 / year

Wow, waterfront living doesn't get any better than this with a pristine sandy beach right at your back door with a gradual entry perfect for those little ones. Enjoy amazing sunsets sitting on your dock or enjoy the call of the loons while sipping your morning coffee on the waterfront patio or sitting in the hot tub. If you enjoy fishing Golden Lake is known for its small mouth bass and northern pike. This home features 4 bedrooms and 3 bathrooms, a wide open gourmet kitchen, dining room and sitting room combination overlooking the lake. The primary bedroom has a fabulous view of the lake. The family room overlooks the lake and has a propane insert to snuggle up to on those chilly night. The yard is beautifully landscaped with a deck, patio and gardens. The house has had a number of recent renovations including all new interior and exterior doors. New insulation board on entire exterior with new siding, soffit and facia. All 3 bathrooms have been renovated with new toilets, sinks and flooring. New flooring paint and trim throughout the entire home. If your looking for paradise, you found it.

MLS number
X13787940
Type
Detached
Status
Active
Bedrooms
4
Bathrooms
3
Postal code
K0J 1X0
Photos
50
Laundry
Not in the unit
1days · this listing
Total days on market across every earlier listing of this propertyRegistration and sign-in required

This listing’s own days on market are shown above. How long the property has been for sale across every earlier listing is drawn from records the board releases only to registered users — a free account opens it, along with the sale history below.

Listing history

No previous listings found for this address.

Where this property is

Where this address sits, matched against open government data.

Estimated from the house-number range along this road: the right block of the right street, not the exact building. No address file publishes this house.

H-Value

our estimate of this home is for registered usersWhat comparable homes nearby actually sold for, worked into an estimate for this one — with the range it sits in and how far the method has been off in testing.Create a free accountAlready have one? Sign in.

What an H-Value is and how it is calculated — the method and our measured error, no account needed.

This neighbourhood

Statistics Canada 2021 Census, for the surrounding few blocks — about 664 people.

$77,000Median household income
92.6%Own their home
96.7%Detached houses
58.8Median age
9.8%Born outside Canada
15%University degree

The neighbourhood, by the census

Statistics Canada 2021 Census for dissemination area 35470233 — the few blocks around this address, home to 664 people. It describes the area, not this property.

664Population
52.6Average age
2.1Household size
$90,800Average household income
$77,000Median household income
93%Own their home
7%Rent
0%Condominiums
10%Born outside Canada
15%University degree
$424,000Average home value
15%Low income
16%Never married
$15,000 to $19,9991%
$20,000 to $24,9994%
$25,000 to $29,9992%
$30,000 to $34,9992%
$35,000 to $39,9994%
$40,000 to $44,9994%
$45,000 to $49,9996%
$50,000 to $59,9995%
$60,000 to $69,9996%
$70,000 to $79,9996%
$80,000 to $89,9995%
$90,000 to $99,9996%
$100,000 and over25%
$100,000 to $124,9998%
$125,000 to $149,9995%
$150,000 to $199,9997%
$200,000 and over4%

Percentages are of the 415 responses in this category. Statistics Canada rounds counts and withholds small ones to keep individuals unidentifiable, so categories with too few people to publish are absent rather than shown as zero.

Source: Statistics Canada, 2021 Census of Population. Contains information licensed under the Open Government Licence – Canada.

Work out the numbers

Everything below is calculated in your browser from figures you can change. Nothing is sent anywhere.

$179,980 · minimum here is $64,990
$3,984.56per month
Borrowed before insurance$719,920
Total borrowed$719,920
Interest over 25 years at 4.5%$475,449

If you rented it out

-$4,414.40per month out of pocket
Rent$0.00
Everything it costs to hold$4,414.40
How this is calculated, and what it leaves out

Canadian fixed-rate mortgages compound semi-annually, not monthly, so the monthly rate here is (1 + rate/2)1/6 − 1. Most calculators use rate ÷ 12, which is the American convention and overstates the payment by tens of dollars a month.

Below 20% down, default insurance is mandatory and is added to the loan rather than paid at closing: 2.80% at 85% loan-to-value, 3.10% at 90%, 4.00% at 95%. It is unavailable at or above $1.5M, which is why 20% is a hard floor there.

Not included: vacancy, property management, capital repairs, income tax, and the fact that a lender qualifies you at a stress-test rate rather than the one you are quoted. This is arithmetic on the numbers above, not a mortgage approval or an opinion of what you can afford.

Listed by ROYAL LEPAGE TEAM REALTY. Listing data provided by the Toronto Regional Real Estate Board.